Who are our clients?

Our clients can be anyone who is experiencing difficulty obtaining financing from conventional sources such as banks, trust companies, etc..

We have clients use our services for a number of reasons:

• less that perfect credit
• unstable work history
• present lack of employment
• bankruptcy - discharged
• bankruptcy - undischarged
• pending foreclosure
• self employed
• retired
• any other reason

Our Only Qualification is Equity!

Lending Guidelines

Our lending is very simple, EQUITY!

Equity is the difference between the value of your property and any amounts owing against it.

Here is an example:

Alberta Mortgage will lend up to 85% of the value, less your existing mortgage.

• NO credit checks!
• NO formal appraisal!
• NO employment confirmation!
• NO income verification!

We lend against:

• single family homes
• townhouses & condos
• duplexes
• acreage's
• farms
• commercial properties

Sorry, no mobile homes.

Most mortgages can be approved over the phone subject only to verification of value and that is usually done by:

• searching the tax assessment
• Realtor market evaluation
• or simply Alberta Mortgage Funding visiting the property

In other words...no cost to you!