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Our loans are based only on equity. Equity is the difference between the current market value of your property and any amount currently owing. Our private lenders will lend up to 75% (in some cases higher) of the property value less the balance owing on your existing mortgage.

We determine the value of your property by:
Interest rates are determined primarily by the amount of equity available, as well as:
AMF will, whenever possible, attempt to establish property value without spending your money on a formal appraisal.